Discover it® Miles
A simple, earn-everywhere travel rewards card with a powerful first-year match and no annual or foreign fees.
- Select “Apply Now” to apply online
- $0 annual fee
- Unlimited 1.5× Miles on every purchase
- Miles earned in your first year are matched (no minimum spend required)
- 0% intro APR for 15 months on purchases and balance transfers
- After intro period: variable APR ~ 18.24%-27.24% depending on credit
- No foreign transaction fees
- Miles never expire as long as your account remains open and in good standing
- Redeem Miles for travel statement credits, cash, or via checkout with select merchants
Credit Card Review
The Discover it® Miles Card is built for people who want simple travel rewards with no annual fee. It earns unlimited 1.5X miles on every purchase, whether it’s travel or everyday spending. At the end of your first year, Discover matches all the miles you’ve earned automatically. This feature effectively doubles your rewards in year one.
The card also includes a 0% intro APR on purchases and balance transfers for 15 months. After that, the variable APR applies based on your credit profile. There are no foreign transaction fees, making it a good choice for international use. You also get free access to your FICO® Score so you can track your progress. Miles never expire as long as your account is open.
Rewards can be redeemed as statement credits for travel purchases or even as cash back. The card works with Apple Pay, Google Pay, and Samsung Pay for quick, secure checkouts. Security alerts and $0 fraud liability add peace of mind. Discover’s highly rated U.S.–based customer service is available 24/7. Overall, it’s a strong no-fee travel card for people who want simple earning and valuable first-year rewards.
- Flat earn rate on all purchases
- First-year match doubles your rewards potential
- No fees: annual or foreign transaction
- Flexible redemption options
- Lacks transfer partners for airlines or hotels
- Not many travel perks or insurance
- APR can be high once the intro period ends
How to Apply for Discover it® Miles
Check Eligibility
Verify Discover it® Miles supports the transfer you need and check intro APR duration, transfer fees, and transfer deadlines.
Prepare Your Information
Prepare your personal info and the account details/balances you may want to transfer after approval.
Apply on the Issuer Site
Use the Apply button for Discover it® Miles and complete the secure issuer application form with accurate information.
Review the Decision
If approved, confirm your starting credit limit and whether it can cover the balances you plan to transfer.
Activate and Set Up
Activate the card promptly and submit balance transfer requests early so they fall within any intro offer window.
Common Questions
How do I apply for Discover it® Miles?+
Use the Apply button on this page to go to the issuer site, complete the application with accurate personal and income details, and submit for a decision.
Can I get an instant decision for Discover it® Miles?+
Many issuers provide an instant approval or pending message right away, but some applications are manually reviewed and can take longer.
Can I transfer balances right after getting Discover it® Miles?+
Usually yes, but you should confirm the issuer process, transfer fee, and intro APR timing window immediately after approval.
Does Discover it® Miles charge a balance transfer fee?+
Most balance transfer cards charge a fee per transfer. Always check the card terms to calculate whether the transfer still saves you money.
What is the biggest mistake when using Discover it® Miles for transfers?+
Missing the intro-period deadline or adding new purchases that accrue interest can reduce the value of the balance transfer strategy.
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